If the standard deviation is 18% and the expected return is 15.5%, what is the coefficient of variation?

In Finance MCQs, the coefficient of variation (CV) is an essential risk measure used to evaluate the relative risk of an investment compared to its expected return. It expresses risk per unit of return, which helps investors understand how much... Read More

1 FINANCE MCQS

If the standard deviation is 18% and the expected return is 15.5%, what is the coefficient of variation?

  • 0.86
  • 1.16
  • 2.50
  • 2.5
Correct Answer: B. 1.16

Detailed Explanation

In Finance MCQs, the coefficient of variation (CV) is an essential risk measure used to evaluate the relative risk of an investment compared to its expected return. It expresses risk per unit of return, which helps investors understand how much risk they are taking to achieve a certain level of expected return. The CV is widely used in finance, investment analysis, and portfolio management, making it a common topic in finance MCQs.


The coefficient of variation is calculated using the formula:


CV=Standard DeviationExpected ReturnCV=Expected ReturnStandard Deviation


It is important to note that both the standard deviation and the expected return must be in the same units, typically percentages or decimals. In this question, the standard deviation is 18% (0.18) and the expected return is 15.5% (0.155). Dividing the standard deviation by the expected return:


CV=0.180.155≈1.16CV=0.1550.18≈1.16


Step 1: Convert percentages to decimals:



  • Standard deviation = 18% = 0.18

  • Expected return = 15.5% = 0.155


Step 2: Divide standard deviation by expected return:


0.18÷0.155≈1.1610.18÷0.155≈1.161


Ah! This shows 1.16, not 0.86. ✅


Important note: In some textbooks, if the percentage values are used directly without converting to decimals (18 ÷ 15.5), the result becomes:


18÷15.5≈1.1618÷15.5≈1.16


So, the correct CV here is 1.16, making option B correct, not 0.86. This is a common source of mistakes in finance MCQs, and careful step-by-step calculation is essential.


Why CV is important:




  1. Risk per unit of return: The coefficient of variation allows investors to compare the risk of different investments relative to their expected returns. A lower CV indicates better risk efficiency because it means the investment carries less risk per unit of expected return.

  2. Portfolio comparison: In finance MCQs, CV is often used to compare multiple assets or portfolios. For instance, even if one investment has a higher return, its higher risk may make it less attractive compared to another investment with a lower CV.

  3. Decision-making tool: CV helps in making rational investment choices by balancing risk and reward. Investors aiming for efficient portfolios prefer assets with lower CV, which indicates more consistent returns for the level of risk taken.

  4. Exam relevance: Many finance MCQs test both the calculation skill and conceptual understanding of CV. Students often confuse standard deviation and CV, but CV is specifically the ratio of risk to return, not just the absolute risk.


Incorrect options:



  • 0.86: Incorrect if percentages are properly handled.


2.50 and −2.5: These are clearly unrealistic for standard deviation vs expected return relationships and test attention to calculation and sign.


Conclusion:


When the standard deviation is 18% and the expected return is 15.5%, the coefficient of variation is 1.16. The CV shows the risk per unit of return and is an essential concept in finance MCQs, portfolio management, and investment analysis. Therefore, in this question, the correct answer is 1.16, making option B the right choice.

Discussion

Thank you for your comment! Our admin will review it soon.
No comments yet. Be the first to comment!

Leave a Comment

More from Finance MCQs