Job Exams Hero

Master Your JobExams with Confidence

Access thousands of practice questions, and improve your test-taking skills with our comprehensive MCQ platform. Whether you're preparing for FPSC, NTS, PPSC, CSS, or any other job test, Jobexams provides the study material you need to succeed. Start practicing now and boost your chances of acing your exams!

Browse Categories
Quick Results 0 found

Question Coming Soon!

"" isn't in our database yet, but we're adding new questions daily.

1 Finance MCQs

Which financial instrument is used to raise funds for working capital?

  • Commercial paper
  • Commercial notes
  • Notes payable
  • Notes receivable
0 Comments
Correct Answer: A. Commercial paper

Explanation:

Commercial paper is a short-term, unsecured debt instrument issued by corporations to meet ... Read More Details

2 Finance MCQs

The demand for heavy loans can cause ____________?

  • Excess funds for banks
  • Deficiencies for banks
  • Organized reservation
  • Competitive reservations
0 Comments
Correct Answer: B. Deficiencies for banks

Explanation:

When the demand for heavy loans increases, banks may experience a deficiency of funds because ... Read More Details

3 Finance MCQs

Investors usually hold commercial papers for __________?

  • Issuance to maturity
  • Within 1 to 2 days
  • Within 3 to 4 days
  • Within 4 to 5 days
0 Comments
Correct Answer: A. Issuance to maturity

Explanation:

Commercial papers are short-term debt instruments issued by corporations to meet immediate funding needs. Investors ... Read More Details

4 Finance MCQs

Markets that reallocate liquid funds in fixed amounts are called __________?

  • Capital markets
  • Debt markets
  • Secondary markets
  • Primary markets
0 Comments
Correct Answer: A. Capital markets

Explanation:

Capital markets are financial markets where long-term funds are raised and allocated. They ... Read More Details

5 Finance MCQs

CD rates are usually negotiated between __________?

  • Bank and COD buyer
  • Bank and stock market
  • Stock market and COD buyer
  • Indirect negotiations of buyers
0 Comments
Correct Answer: A. Bank and COD buyer

Explanation:

The rates of Certificates of Deposit (CDs) are generally set through direct negotiation between the ... Read More Details

6 Finance MCQs

A commercial paper with a low interest rate indicates __________?

  • Payables rating
  • Commercial rating
  • Poor credit rating
  • Better credit rating
0 Comments
Correct Answer: D. Better credit rating

Explanation:

Commercial paper with a low interest rate reflects that the issuer has a strong financial ... Read More Details

7 Finance MCQs

The federal funds rate is determined by the interaction of __________?

  • Assets and liability
  • Cost and marketing
  • Supply and demand
  • Income and expense
0 Comments
Correct Answer: D. Income and expense

Explanation:

The federal funds rate is the interest rate at which banks lend reserves ... Read More Details

8 Finance MCQs

Which agreement involves selling a security with a promise to buy it back at maturity?

  • Repurchasing commercial notes
  • Repurchase bills
  • Purchase agreement
  • Reverse repurchase agreement
0 Comments
Correct Answer: D. Reverse repurchase agreement

Explanation:

A reverse repurchase agreement (reverse repo) is a short-term transaction where one party ... Read More Details

9 Finance MCQs

Which instrument does the Federal Reserve use to manage money supply and interest rates?

  • Treasury notes
  • Repurchase agreements
  • Commercial payable notes
  • Commercial receivable notes
0 Comments
Correct Answer: B. Repurchase agreements

Explanation:

The Federal Reserve uses repurchase agreements (repos) as a monetary policy tool to ... Read More Details

10 Finance MCQs

When an institution lends federal funds, it records them as __________?

  • Liability on balance sheet
  • Income in income statement
  • Assets on balance sheet
  • Expense on income statement
0 Comments
Correct Answer: C. Assets on balance sheet

Explanation:

When a financial institution lends federal funds to another bank, the amount becomes a receivable ... Read More Details